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INDEPENDENT ADJUSTING

RESIDENTIAL PROPERTY INSURANCE CLAIMS

House Fire Damage
FROZEN PIPE
WATER DAMAGE
METAL ROOF HAIL DENTS
WIND DAMAGE

Claims Experience

  • Wind & Hail

  • Fire & Smoke

  • Freeze & Water

  • Theft & VMM

  • General Property

Residential Property Claims

  • Colorado Daily Claims

  • Nationwide CAT Claims

STRUCTURAL DAMAGE

Water damage

  • Identify all structural damages and note pre-existing issues

  • Cause and Origin (C&O) of loss investigation

  • Obtain detailed photographs clearly outlining all claim-related damages and other issues of importance

  • Accurately diagram all affected areas

  • Write concise repair estimate in Xactimate estimating software

  • Apply deductible, depreciation, and coverage limitations/exclusions

  • Date of loss research for weather-related claims

  • Monitor emergency services and mitigation contractors 

CONTENT DAMAGE

Content damage

  • ​Identify all claim-related damage to contents/personal property

  • Obtain detailed photographs clearly outlining all claim-related damages and other issues of importance

  • Document make, model, and serial number information

  • Advise homeowner on how to properly complete inventory forms

  • Collaborate with mitigation contractors to ensure all affected items are delt with properly 

  • Price verification research on required items

ADJUSTING COST

Fee Schedule

  • One fixed cost

  • Includes 50 round-trip miles

Time & Expense

  • For atypical assignments

  • Re-inspections

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